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Loan Interest Rates

Effective Date: 04/11/17



Category Current
Rate

Automobiles - 100% Financing

For New Cars

Up to 84 months** Rates as low as 2.25% APR*

For Used Cars

Up to 72 months** Rates as low as 2.75% APR*
* APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
Existing auto loans not available for refinance.
$15,000 minimum amount financed for new auto loans over 60 months. ** Add 1.25% rate increase to extend term to 84 months, $20,000 minimum.
$10,000 minimum amount financed for used auto loans over 48 months. ** Add 1.25% rate increase to extend term to 72 months, $20,000 minimum.
All loans subject to credit approval.

Recreation Vehicles

80% of the lesser of dealer suggested retail or selling price
New
0 to 72 months 7.95 APR
73 to 120 months ($20,000 minimum) 7.95 APR
Used
0 to 72 months 8.95 APR
73 to 84 months ($10,000 minimum) 8.95 APR

Boats

New
0 to 48 months 7.75 APR
49 to 72 months ($10,000 minimum) 7.95 APR
Used
0 to 48 months 8.25 APR
49 to 72 months ($10,000 minimum) 8.50 APR

Motorcycles

New 9.95 APR
Used 10.75 APR

Mortgage Loans

First Mortgages up to 5 years 3.75 APR
Up to 6 years 3.75 APR
Up to 8 years 3.75 APR
Up to 10 years 3.75 APR
Up to 12 years 3.75 APR
Up to 15 years 3.75 APR
20 Year Fixed 4.00 APR
7 Year ARM 3.75 APR
7 Year Balloon 3.75 APR
5 Year ARM 3.50 APR
5 Year Balloon 3.50 APR
Non Owner-Occupied - Single Family/Rental/Duplex - 15 Years 4.25 APR
Other terms available
Second Mortgages up to 5 years 7.00 APR
Second Mortgages over 5 years, up to 10 years 7.50 APR

Home Equity Line of Credit

Variable Rate First Mortgage 4.00 APR
Variable Rate Second Mortgage 4.00 APR

Interest Only 5 Year Balloon

Variable Rate First Mortgage 6.00 APR
Variable Rate Second Mortgage 6.00 APR

Other Loans

Signature Loans Rates as low as 7.90% APR***
E-Z Eagle LOC Rates as low as 7.90% APR***
E-Z Eagle Share LOC 6.00 APR
Visa Classic Rates as low as 7.90% APR***
Visa Gold Rates as low as 7.90% APR***
*** APR = Annual percentage rate; rates and terms based upon individual credit worthiness and are subject to change.
All loans subject to credit approval.

Share Loans

Up to 12 months 3.50 APR
13 to 36 months 3.75 APR
37 to 60 months 4.00 APR
61 to 96 months 4.50 APR
97 to 120 months 4.75 APR